For many OFWs, using a credit card was always more of a last resort. Used in cases of emergencies and sudden huge purchases when you don’t have any cold cash, the credit card is a valuable tool to have to ensure that you have the capability to purchase something when you need it most.
But did you know that if you manage to pay your bills on time and use your credit card regularly, you could get more out of it? Here are several ways how credit card companies provide that extra value for your money when you use credit cards.
Earn Cashbacks
In the recent years, one of the perks that credit card companies provide for their clients is to provide a cashback incentive. Dunia’s credit card for instance, provides benefits of a 2% unlimited cashback. In addition, their card requires no minimum spends, no limits or caps, and you automatically earn back 2% of your total purchases each month!
Find credit cards with no annual fees
While most credit card companies still have their annual fees for their clients, some companies have special limited time offers for their cards. In the case of Dunia’s card – their Platinum credit card is free-for-life. This means that those who apply for the card before August 31, 2018 will automatically save Dh 500 every year if they plan to get one.
Other rewards
Credit card companies also love to reward their clients with points that when accumulated, can be converted to different items like vouchers or even converted to plane tickets and holiday packages – depending on their credit card. With Dunia’s Platinum Credit Card, each spend of Dh 100 earns 1.5 points!
With all of these benefits, it makes more sense to get more value out of your credit card by using it more often – especially if you know that you can manage your finances responsibly.
So whether that’s grocery shopping, movie tickets, gifts, dining, online recharge, air tickets and more, you’re sure to get a better value for your monthly salary with your credit card.
