Tuesday, July 17, 2018

Aug 02 17, 3:15 pm

3 dead, 8 injured in Dubai crash

Three were killed while eight others sustained injuries in a crash in Dubai, involving a minibus and a truck on Monday, July 16. Director of the Traffic Department in Dubai Police, Brigadier Saif Muhair Al Mazroui, said the collision happened along Emirates Road in...

Top 3 reasons why OFWs stagger at saving money

A Filipina life and career coach shares with The Filipino Times why overseas Filipino workers fail to save money. Coach Gigi Sunga said that she was inspired to vlog about Filipinos abroad because her sister is an OFW and has gone through a lot of problems. Sunga...

Aquino to skip Duterte’s SONA again

Former president Benigno “Noynoy” Aquino III will not be attending President Rodrigo Duterte’s State of the Nation Address (SONA) on July 23 for the third year in a row. The House of Representatives’ Inter-Parliamentary Relations and Special Affairs Bureau (IPRSAB),...

Dubai Police return lost diamond ring worth Dh550,000

Dubai Police returned a precious diamond ring worth Dh550,000 or approximately more than P8,000,000 to a transit passenger at Dubai Airport. The female passenger who came from Bangkok landed as a transit passenger at the Dubai Airport before flying to France, reported...

2 OFWs still breadwinners at their 70s

by | Lifestyle

Overseas Filipino workers (OFWs) Precila Nefalar and Milagros Villar, who are both facing the twilight of their lives, remain captives of financial instability even at the age of 70.

Nefalar and Villar’s commitment to provide for their families have been tested through the decades they have spent in Hong Kong as domestic helpers (DH).

Nefalar, 70 years old, barely tracked the growth of her younger relatives, but she witnessed major changes that happened in Hong Kong within her 35 years (and counting) as an OFW.

“Itong Hong Kong noong 1982 nandito ako, bihira pa lang ang mga building,” Nefalar said in an interview with GMA.

Her current contract is set to expire this year, but she plans to continue to work as a DH to support the medications of her sick sibling. And she will continue to continue this promise even if it takes her another lifetime.

The fate of 76-year-old and arthritis-stricken Villar is almost the same. For 34 years, she served not just a family, but generations.

“Lima ang alaga ko, lahat sila nakapagtapos na. Wala pang anak ang amo ko nang mamasukan ako sa kanila,” she said.

Set your agenda

While Nanay Precila and Mila deserve nothing but praises for their sacrifices, OFWs are advised to set financial goal to go back to the Philippines and pay debts in no time.

Jun Amparo, a personal finance advocate and founder of Richly Blessed Today, suggests a six-point agenda on financial literacy, which could eventually set OFWs free.

These tips could also be beneficial to OFWs who rely on loan sharks to set their feet in a foreign country in hopes earning a little bit higher for their families.

1. Assess the problem and commit to get out of debt

You need to face reality and make a commitment to get rid of debt. If you expect to get out of debt without defining the real culprit, the problem won’t be resolved.

2. Decide a time frame to achieve your financial goal

Write a deadline for when you’ll be financially free. Setting a time frame is necessary in achieving your financial freedom.

3. Negotiate with your creditors

You can discuss penalties for paying late, lowering down the interest rate, allowing you to skip one or more payments with no penalty, and requesting loan to be extended or restructured.

4. Control your spending habits

Learn to re-define wants versus needs and live with it. If you’re spending more than what you’re actually earning, it’s time to cut back on luxurious that you can live without such as movies, extra clothing and dinner out.

5. Learn to live a simpler life

If your pleasure is always purchasing branded or expensive items at the mall, think of replacing this habit where you will not be tempted to spend much money.

6. Increase your income stream

One way to increase your income stream is to use your talent and skills. This could include activities such as writing, tutoring, making crafts, or even web design.

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Dubai Police return lost diamond ring worth Dh550,000

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Germany to hire Filipino nurses, says POEA

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THE FILIPINO TIMES is the biggest and most trusted Filipino newspaper in the UAE.

It has a print run of 60,000 copies and 250,000 readership per week; bolstered by 1 million visitors to its website every month. It also has an e-newsletter sent to its 250,000 subscribers every day.

The Filipino Times is FREE and has the widest targeted circulation across the 7 emirates of the UAE.

With more than 2,500 strategic distribution spots, TFT is available where the Filipinos are - at Smart Bus Shelters, Metro Stations, restaurants, supermarkets, schools, airport lounges, Emirates and Etihad Philippine-bound flights, churches, Filipino community events and many more.

THE FILIPINO TIMES. We are where the Filipinos are.

FOLLOW US

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